Wedding Insurance – Compare Budget Levels of Cover – Confused by the Choice of Wedding Insurance available? What’s included in the premium?
Wedding insurance offers a degree of protection if things go wrong with your wedding – for instance, you may need to cancel the wedding at short notice due to an illness or accident, one of your suppliers may go out of business, you may lose the wedding ring or damge your dress.
Of course these events are very rare and there is nothing to say you have to take out cover; but, when you consider that basic wedding insurance isn’t expensive it often often makes good economic sense and is one less thing to worry about as the big day appraoches.
Here’s a guide to what the 3 main providers include for their lowest priced cover. Remember, this is just a guide and you should get a definite quote before buying.
Each company has it’s advantages and disadvantages and some cover things that others do not.
When requesting a quotation for wedding insurance you must disclose any information that may affect your eligibility to claim and answer all questions honestly.
** Note that if you are marrying abroad you must inform your insurer and you will need separate travel insurance to cover you for this. If in doubt, ask!
| What’s Covered | E&L | Debenhams | Greenbee |
|---|---|---|---|
| (£26) | (£53) | (£46.34) | |
| Wedding Cancellation | £6,000 | £9,000 | £5,000 |
| Bridal Attire | £4,000 | £3,000 | £2,000 |
| Wedding Presents | £4,000 | £3,000 | £2,500 |
| Wedding Rings | £3,000 | £2,500 | £2,500 |
| Wedding Cars & Transport | £4,500 | £1,500 | £1,250 |
| Wedding Photos & Video | £3,000 | £1,500 | £2,500 |
| Failure of Suppliers | £3,000 | £3,000 | 40% |
| Personal Accident | £8,500 | £20,000 | n/a |
| Legal Expenses | £6,500 | £5,000 | £10,000 |
| Personal Liability | £2,000,000 | £2,000,000 | £2,500,000 |
| Essential Documents Indemnity (for overseas weddings) | £1,000 | £250 | £500 |
| Optional Ceremonial Sword Insurance Cover (UK only) | £39 | n/a | n/a |
| Optional Marquee Insurance Cover (£20,000) (UK only) | £35 | £n/a | n/a |
| Get Quote | Get Quote | Get Quote |